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Property Insurance Get ready for your property insurance coverage with
Gray Rock Insurance

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Property Insurance

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You discovered the property fitting for you, now it’s time to insure it! Gray Rock Insurance offers a full
spectrum of options to suit your property insurance needs. 

Whether you’ve had insurance for several years or just beginning, we can provide inexpensive insurance without compromising coverage. This includes homeowners, tenants, condo and cottage coverage.


Our comprehensive home insurance policy encloses

  • Damage caused due to fire, theft, explosion, and vandalism
  • Damage caused due to natural circumstances such as falling objects (ex. a branch
  • falling from a tree), lightning, hail, and windstorm damage
  • Particular classes of water damage

Extended coverage beyond your home 

  • property such as a garden shed
  • Personal belongings
  • Personal liability
  • Living expenses like charges for staying in a hotel in case you move out because of
  • damage
Optional home insurance coverages at Gray Insurance
  • Water protection
  • Service Line
  • Using eco-friendly alternatives to replace damaged items in your home
  • Available features:
  • Guaranteed replacement cost
  • Claims forgiveness
  • Identity theft

Available discounts:
  • Claims free
  • Non-smoker
  • Age of homeowner
  • Multi-policy
  • Mortgage-free
  • Loyalty
  • Newer home
  • Alarm
Tenant Insurance

Just because you rent an apartment, a condo or a house doesn't mean you don't need
insurance. A tenant should have insurance as it protects you from many unforeseen damages
and liabilities.

Tenant Insurance coverage with Gray Rock Insurance
  • We insure your personal belongings such as your furniture, property inside your rented apartment, vehicle and clothing etc.
  • Insurance for your living expenses such as a hotel room (in case of stay while your rented house is in repair), moving costs etc.
  • We provide you with liability coverage in case of bodily injury or property damage to others.
Condo insurance

To insure all the valuables inside your condominium, you need condo insurance. At Gray
Rock Insurance, we provide comprehensive condo insurance coverage.

Condo Insurance coverage with Gray Rock Insurance
  • We provide you with liability insurance for example: if someone gets injured while on your property/condo.
  • There might be unfortunate cases of theft of your personal belongings. These may include furniture, books, electronics, clothes and many other home appliances. We provide full claims/coverage under such cases.
  • In case your insured item gets damaged then our policy will cover all the replacement costs without charging for depreciation.
  • If you are forced to move out of the condo following an insured loss, our policy will cover the additional living expenses.

Your condo insurance will provide you claim against:
  • Fire, smoke and lightning
  • Explosion
  • Falling objects, wind and hail
  • Theft, vandalism and malicious acts
  • Water damage
  • Riot
Cottage insurance with Gray Rock Insurance:

We understand that your home away from your home, your seasonal property, your vacation
house, your cottage or cabin, whatever you may call it, is as essential to you as your
residential house.
Now that you've decided, why not look at Gray Rockins' insurance coverage
plan for your cottage?

Whether it be used on a seasonal or yearly basis, Gray Rock Insurance can offer you the
peace of mind you deserve with affordable insurance options.

Available features:
  • Guaranteed replacement cost
  • Coverage for the island and log cottages
  • Occasional rental coverage
  • Multi-policy discounts
Look at all these comprehensive benefits you'll get with our cottage insurance.
  • We provide you with liability insurance for example: if someone gets injured while on your property/cottage.
  • There might be unfortunate cases of theft of your personal belongings from your cottage. These may include furniture, books, electronics, clothes, bicycles and many other home appliances. We provide full claims/coverage under such cases.
  • In case your insured item gets damaged then our policy will cover all the replacement costs without charging for depreciation.
  • If you are forced to move out of the cottage following an insured loss, our policy will cover the additional living expenses.
Your cottage insurance will provide you claim against: 
  • Fire, smoke and lightning
  • Explosion
  • Falling objects, wind and hail
  • Theft, vandalism and malicious acts
  • Water damage
  • Riot


Get in touch with our team today!